Small Business Financing - Free Enterprise

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When you own a small business, it's all about income. A classic shop or store may have profits from sales or service. A startup may have venture capital money coming in. In either case, you might need to get a little more creative with your revenue streams. Individuals and investment funds can make money off the stock market, so why not your small business?

But before you start day trading with company funds, here's what you need to know about your small business investing in stocks.

Your small business isn't located in London. You don't have clients in Northern Ireland. Heck, you don't even know anyone in Scotland, and the closest you've come to Wales was seeing Shamu at Sea World. But if you're thinking that means last week's Brexit referendum won't have an impact on your operations, you may want to think again.

Many financial market observers are seeing an indirect impact on small business, not in sales but in small business lending. So will Britain leaving the EU leave your startup or small business without the funding it needs?

Marijuana Startups Still Face Many Legal Obstacles

Marijuana has come to seem like the growth industry to get in on for anyone who can handle a little uncertainty. States are increasingly legalizing cannabis for medical or recreational use, sometimes both, and celebrities are scrambling to establish marijuana brands while the industry is still young. It seems like those who invest in cannabis today could do great financially down the line.

But the cannabis business has its own special wrinkles. Even if you believe in weed and want to see marijuana businesses succeed, you need to be aware of some legal issues that continue to threaten the industry, despite its increasing legitimacy.

Unicorns Seeking Angels: Share Investor Info Evenly to Minimize Liability

Do you remember when everyone was planning to get rich by getting in on the ground floor of the next great tech startup? Well, those days are already over and, despite the enthusiasm for technology generally, startups are facing increasing scrutiny from investors and regulators.

Bloomberg reports that we can expect a lot of investor lawsuits in the near future, and many of them will be focused on information sharing. Startups don't have to follow as many rules as public companies and, anyway, they pride themselves on disrupting business as usual. But sharing information evenly with all prospective investors is a rule every business should have.

Step One: Make sure your great idea makes for a great business. Step Three: Grow the heck out of your business. What's Step Two? Making sure your startup doesn't trip up in the meantime. And one of the biggest hurdles most new businesses face is the numbers game involving income, profit, overhead, and expenses.

You may have just turned the lights on in your small business, but customers, clients, partners, and investors will want to shine a light on your books. Here's how to get your startup's financial house in order.

This week is the SBA's Small Business Week, so we'll be featuring legal advice for small businesses all week long. Today's topic is funding -- the thing you need right after you have your big idea. There are more sources for startup capital than ever, but which is right for your business?

Here are a few tips if you're looking for startup or small business funding:

There might be fewer cooks in the kitchen at a startup, but that doesn’t mean divvying up the equity pie is any easier. Sure, you could say everyone in the room gets an equal share, but did everyone really contribute equally up to now? And will they in the future?

So how do you allocate equity based on a team member’s actual contributions, rather than their anticipated ones? Luckily, some smart folks have been after this question for a while, and come up with a dynamic equity split system. So how does it work?

Getting the money to start your small business is never easy. Or maybe you need cash to expand or take advantage of a new market or idea. Either way, you might be seeing the success of GoFundMe, Indiegogo, and Kickstarter campaigns and wondering if crowdfunding is the way to go.

Before you begin your crowdfunding campaign (or if you've already started), consider these legal ins and outs of crowdfunding for small business:

What Disaster Aid Is Available for Small Businesses?

When disaster strikes, small businesses are hard hit, and the federal government recognizes this. In a Senate committee meeting this week, a Federal Emergency Management Agency representative emphasized the importance of focusing on small business rehabilitation for the sake of employment in recovering communities.

The Senate Small Business and Entrepreneurship Committee also discussed implementation of a law passed in November to specifically assist business owners who need to rebuild, reports USA Today. The Recovery Improvements for Small Entities after Disaster Act, commonly called RISE, is designed with you in mind. Let's look at what it offers.

There are a lot of ways for startups and small businesses to raise capital, and most of them involve going to a large number of possible investors and asking for money. Modern technology has made this even easier, and modern securities laws have made it possible for small companies to raise up to $1 million from small investors without the expense of becoming a publicly traded company.

This crowdfunding functions a bit differently that your standard Kickstarter or GoFundMe project, and if you want to avoid SEC sanctions or lawsuits, you have to be a bit more careful about how you plan and advertise your crowdfunding campaign.