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Student debt isn't just for your 20s anymore. With more than $1.3 trillion dollars in outstanding student loan debt in the United States, more and more students are taking decades to pay off their loans.

Some student borrowers, according to the New York Times, are saddled with debt well into retirement. And almost 40 percent of those retirement-age student debtors see a portion of their Social Security checks garnished for student loan payments, even when those payments push them into poverty.

Will University of North Carolina Start a New Law School?

Once the largest law school in North Carolina, Charlotte School of Law's student population has fallen from 1,500 a decade ago to less than 300 this semester. The for-profit law school, now on probation for failing educational standards and sanctioned with no federal funding, may not survive into the summer. But as one law school dies, another may arise.

The University of North Carolina, the public university system, is considering whether to open a law school in Charlotte. The state system already has law schools at campuses in Chapel Hill and Durham, but had considered opening a law school in Charlotte before the for-profit school was accredited in 2011.

Life as a tenured academic in an ivory tower sounds nice, right? You don't have the stress of billable hours, ungrateful clients, angry opposing counsel. Instead, you get to research the fascinating intricacies of eleventh century forest law while taking summers off.

If that sounds like a dream come true, well, you might want to think again. Turns out, teaching law isn't all it's cracked up to be.

NY's Cheapest Private Law School: Syracuse

If you were going to flip a coin to choose a law school, you may want to save that coin and go to Syracuse University.

Syracuse College of Law is offering $20,000 scholarships to all admitted residents, effectively reducing tuition to $26,460 each year for qualified students. Unless another law school matches, it will be the least expensive private law school in the state.

"With over 5,000 New York state residents applying to law schools each year, this innovative program has the potential to positively impact a great number of students interested in attending Syracuse Law," said Grant Keener, interim assistant dean for enrollment management.

What to Do If You're Waitlisted for Law School

Just got a waitlist response to your law school application?

The good news is, the school is definitely interested in you. The bad news is, you're going to have to wait a few months to know more.

In the meantime, don't worry because law schools generally don't rank their waitlists. Nobody on the list has an advantage at this point. It's like lottery balls, they are constantly moving and no one knows which one will come up. Similarly, applicants may take themselves off the waitlist to go to other schools.

But to increase your chances of getting off the waitlist and being admitted, there are some things you can do. First, send the school a letter or pay a visit to show you are still interested. Second, update your resume or submit another letter of recommendation.

Here are a few tips about how to do it:

If you graduate from a law school, you should have a good shot at passing the bar, right? After all, you've had three years of school and you've got to pay back those loans. But many law school grads never pass the bar, and at a handful of schools less than two-thirds of J.D.s end up becoming esquires.

To address that problem, the ABA proposed tightening law school bar-passage standards. Under a controversial proposed rule, 75 percent of a school's graduates would have to pass the bar within two years, or the school could risk losing accreditation. But that rule was rejected by the ABA House of Delegates on Tuesday.

Rich Students Get Most Merit Scholarships for Law School

The rich get richer in law school, too?

According to recent studies, rich students actually do get richer through merit scholarships. "Law School Scholarship Policies: Engines of Inequity," an annual report from researchers at the University of Indiana, confirms that scholarships more often go to privileged law students than to disadvantaged ones.

"The end-result is a cascade of negative outcomes, including a perverse cost-shifting strategy through which disadvantaged students subsidize the attendance of their privileged peers," said Aaron N. Taylor, director of Law School Survey of Student Engagement. "This is the hallmark of an inequitable system."

The study found, in a survey of 17,820 law students in 2016, that 79 percent of scholarships were awarded to respondents based on merit. Only 19 percent of the respondents received need-based scholarships.

Non-Resident Tuition Cut in Half at Wyoming College of Law

For three lucky students, Wyoming College of Law has cut its tuition to $16,000 a year.

Wait, that's the same as all Wyoming residents pay. So what's the big deal, you may ask?

The big deal is, the law school is digging deep to attract out-of-state students by offering them 50 percent off on their tuition. Otherwise, non-residents have to pay $32,590 per year.

"Mindful of both the university's goal to increase enrollment and the state's goal to diversify its economy and reverse the brain-drain crisis in Wyoming, it's important to understand the economic stimulus effect and the capturing effect of getting nonresident students to come to Wyoming," said Klinton Alexander, dean of the law school.

In the Trump family, it's not uncommon for the children to follow in their parents' footsteps. Donald Trump took over his father's real estate business. Ivanka and Donald Junior joined their dad on "The Apprentice." Now, Donald Junior and Eric Trump are managing the Trump Organization, after the president withdrew from the day-to-day management. Even Barron's name suggests that his parents might want him to follow his father into politics.

But Tiffany Trump? She seems to be setting her own path and that path leads to law school.

Pre-Law Might Not Be the Best Major for Your Future Career

In charting a course to climb a mountain, it sometimes helps to turn the map upside down.

In other words, start at the top and plan your way down. You may see things you might miss otherwise, like the challenge of a steep grade that would be hard to ascend but impossible to descend. There's nothing quite like getting stuck at the top of a sheer cliff.

When considering the pros and cons of a pre-law program, it may help to see things in retrospect. Ask yourself, what are you going to do after you finish law school?