If you are a plaintiff in an injury suit and are awarded damages, you can sell the money owed to you in a structured settlement. In exchange, you get an upfront payment rather than incremental payments over the years. For many plaintiffs, this can solve financial problems that piled on during the pendency of the lawsuit, and that is important.
But these deals can only be done with a judge’s approval when in the plaintiff’s best interest. Unfortunately, there is evidence that this is not what’s actually happening.