Workers' Compensation: Injured
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Workers' Compensation

State law governs most workers' compensation claims. These laws are aimed at protecting workers from injuries sustained on the job. Most states require every business to have some form of workers' compensation insurance to cover its employees. A workers' compensation claim is not considered a lawsuit but rather, is a claim for benefits from the employer. Usually, workers' compensation is the exclusive remedy for workers, unless the worker can point to a third party as a contributing factor in their injury, such as a manufacturer of equipment. There are several types of injuries for which a worker can recover. In some cases, even work-related stress may lead to a valid injury for which a worker can recover.

Recently in Workers' Compensation Category

Getting injured on the job might affect how you feel about doing that job. But if you decide to quit, will you lose your workers’ comp benefits?

Obtaining workers’ compensation benefits for a work-related injury is generally based on whether the injury occurred while you were working, and not on whether you are still working for the same employer. But filing a claim after you quit could complicate matters.

The cargo ship El Faro disappeared off the Bahamas on October 1st, and on November 2nd, the U.S. Navy confirmed that wreckage found over the weekend was the El Faro. In the time it took to confirm the location of the ship, five separate lawsuits have been filed: four from victims of the shipwreck’s families, and one from the ship’s owner seeking to block those lawsuits and shield itself from legal or financial liability for the wreck.

So who is responsible when a commercial ship sinks? And can the ship’s owners preemptively block any responsibility?

Top 10 Most Dangerous Jobs in the USA

Bringing home the bacon is dangerous business for some American workers. A report on perilous jobs in the US measures that risk. For those who may face injuries at work, it's important for you to understand your workers' compensation benefits.

The ranking below is generated annually using figures from the Bureau of Labor Statistics on workplace fatalities and is generated by CareerCast. It is based on two factors: personal perils and general hazards faced by those around the worker.

Workers’ compensation insurance is designed to pay for time lost due to workplace injuries. But with advances in technology, the workplace has expanded to cover far more territory than the office.

So what happens if you’re injured while working from home or on the road? Can workers’ compensation cover injuries suffered while telecommuting?

First Steps If You're Fired After an On-the-Job Injury

You cannot be fired for getting injured on the job and filing a workers’ compensation claim. But you can be fired for other reasons. All the boss has to do is present that termination in legal terms.

Your employer may say your dismissal is based on poor performance or financial difficulties, and that is technically permissible. Your employer simply cannot blame the firing on the injury. At-will employees can be terminated at any time as long as it is not a discriminatory or retaliatory act. Still, if you are fired and it smells fishy, you should do something about it.

Whether you work for a startup that ran out of venture capital or a bank that didn't get a bailout, your employer may be going out of business. But what happens if you have an open workers' compensation insurance claim or you're getting workers' comp when they shut the doors for good?

We know employers must carry worker's comp insurance, but if they're no longer in business, what happens to my benefits?

Many types of employment involve close interactions with customers. People with a cold, the flu, or something worse may wander into our offices or businesses, putting healthy employees at risk.

So if you catch an illness from a customer, is your boss liable?

Most workplace injuries truly are accidents. You smashed your hand in the heavy machinery. Your chair collapsed under you. You slipped on water in the kitchen. However, a less recognized source of injury could be your fellow coworkers or even customers.

According to the Occupational Safety & Health Administration, “nearly 2 million employees are victims of workplace violence each year.” If you were hurt by another person in an attack or assault at work, can you get workers’ compensation?

Many of us get stressed at work. It’s an unavoidable hazard of having a job.

However, some people suffer severe stress resulting in anxiety. Do you have anxiety? Is it affecting your ability to do your job and earn money?

If yes, you may be able to get workers’ compensation for anxiety.

Getting hurt on your first day of work is not a great look. You were hoping to make a great first impression, and now your boss might be having second thoughts about her hiring practices.

All future career concerns aside, can you get worker’s compensation benefits, even though you just started your job? How long do you need to be on the job before you’re eligible for workers’ comp?