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Top Insurance Tips After Fire Damage

As fires in Sonoma County, California rage on, the first concern is safety: getting residents out of harm's way and getting injured residents necessary medical treatment. And when the flames are out, people will turn to rebuilding and compensation for property lost to the fires.

Most residential and commercial property owners will turn first to their insurance policies, fingers crossed that they cover fire damage and natural disasters. If you're filing an insurance claim after a fire -- or wondering if your policy covers fire damage -- here's what you need to know:

1. What Does a Home Insurance Policy Cover?

Let's start with the basics. Homeowners should know what their insurance policy covers prior to any incident or damage, and should know how to file a claim should something happen.

2. Insurance Claims: What to Do After a Fire

The claims filing process can be complicated, and some insurance companies may not be too keen on paying out for fire damage. Find out what to do if you don't agree with the insurance company's settlement amount.

3. What to do After Losing a Home to Fire

Any time you lose your home it is a tragic experience. And if you've lost your home to a fire, you may feel lost, trying to figure out your next steps. Start here.

4. Is Damage to Solar Panels Covered by Insurance?

Like many California residents, you might be taking advantage of the sun to power your home. But your insurance policy, like many others, may not cover damage to those solar panels.

5. When to Sue for Loss or Damages From Wildfire

If insurance doesn't cover the total cost of fire damage, you may be left with no choice but to file a lawsuit. (You may even need to file one against your insurance company.) Find out who might be liable and how.

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