There are certainly worse birthday gifts than scratch-off lottery tickets, especially when one of those tickets ends up being a $4 million prize-winner.
Deisi Ocampo of Chicago received a pair of lottery tickets as a gift from her father on her 19th birthday, reports WMAQ-TV. She didn't have a chance to scratch them off until the next day, but when she did, she discovered that she was the winner of a $4 million prize.
Now that Ocampo -- a college student who works at a clothing store and lives with her parents -- has a little more money in the bank, what can she do to help make sure she makes the most of her newfound wealth? Here are four tips she may want to consider: