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Can I Get My Deposit Back on a New or Used Car?

You might be able to get a deposit back on a new or used car. But whether you actually will get it back depends on where you are purchasing, what deal you made, and your tenacity.

Consumer protection laws vary from state to state, but one myth prevails nationwide, according to Consumer Reports. Many people believe that they have three days to reflect on their car purchase before losing the deposit. That is a myth, the consumer protection organization says. Although there is a three-day rule to reflect on some consumer goods, it does not apply to deposits on new or used cars.

Can I Use My 401(k) for a House Down Payment?

You can use retirement savings in a 401(k) plan for a down payment on a home. But you will pay a 10 percent penalty on the withdrawal, and taxes, according to Money Crashers.

There are options, however. So let's look at how you might avail yourself of the money you saved for retirement and make the most of it now.

Do I Need a Lawyer If I Win the Lottery?

You can afford it. Hire a lawyer now that you have that lottery money. In fact, be smart and do it before you collect. For people who owe money in certain states, that is practically a requirement.

Winning the lottery is amazing, obviously. Money will solve a lot of problems, like debt. But having such cash means you need expert money management. It's not that more money necessarily means more problems; however, having a counselor -- or two -- is critical to safeguarding and making the most of your lottery loot.

Consumer Alert: Learn to Spot Card Skimmers

A national convenience store chain announced last month that during a routine inspection of gas pumps, it discovered some credit card skimming devices. Casey's General Stores, Inc. -- which has 1900 stores across 14 states -- said that it found six card skimmers in Nebraska locations and one in Iowa, The Des Moines Register reported.

The company has informed credit card companies but does not know if any information was compromised. "We are committed to maintaining a safe and secure environment for our customers and will continue to work with federal, state and local authorities in this investigation," said Casey's Chairman and CEO Robert J. Myers in a statement.

Payment Plan: Can I Pay a Lawyer in Installments?

You do not have to pay an attorney's full fee up front. Many lawyers will work with clients on a payment plan. Make regular installments, as agreed, and you should have no problem.

Not all lawyers or types of cases work the same way, however. So, let's look at a few kinds of cases and what goes into lawyers' fees, briefly.

Beware the Grandparent Scam

A call from family can warm a grandparent's heart. That is, of course, if the caller is actually family. All too often these days, a caller is a con man or woman, posing as a grandchild in need, in order to scam money from trusting and protective grandparents.

The grandparent scam has become more and more pervasive in recent years, preying on the best intentions of vulnerable senior citizens. Here are some ways to identify the scam and protect yourself and your loved ones.

Coming out of the Summer break and having completed its Long Conference, the Supreme Court is gearing up for a busy Fall. On the oral arguments calendar for the October term are cases covering juries in death penalty trials, energy consumption incentives, and whether a man who's been in prison over 50 years can be set free.

Here's what you need to know about the biggest cases coming up in the Supreme Court:

Can I Sue for Mortgage Fraud?

Mortgage fraud victims can sue. But be warned, these are complex cases. In the context of real estate fraud, it is imperative to speak to a real estate attorney who is comfortable with complicated financial transactions.

Mortgage fraud often involves sophisticated con artists -- people who necessarily know more about obtaining property than you. If you have been the victim of such schemes, you are not alone ... and you should not go it alone.

Borrowed Till You're Blue? Student Debt and Marriage

An investment in knowledge pays the best interest, according to Benjamin Franklin. But many students in the US must borrow so much for education that they will be paying interest on knowledge long after school is over, sometimes decades later.

If you are one of those people -- or considering marriage to someone with student debt -- here is what you need to know about how you and your partner's education loans will impact you financially. While you will not be responsible for a spouse's student loans per se, the amount of debt you and your true love carry, and how you handle it, will certainly influence your economic lives together.

Getting a loan -- for school, a car, or a home -- isn't easy. (At least, it's not as easy as it was ten years ago.) The credit checks, the interest rates, and the possible down payment can make getting a loan next to impossible.

And not everyone can get a loan on their own without family members or friends to cosign. A cosigner is the lender's insurance policy in case the primary borrower can't repay the debt. But once a person has cosigned a loan, is there any way for them to get released?