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How to Get an Obamacare Deadline Extension

An Obamacare deadline extension is coming to the rescue of Americans who say they won't be able to enroll in health plans via the federal insurance marketplace by the March 31 deadline.

The extension, announced Tuesday, is an attempt to prepare for a last-minute surge of people trying to sign up before the deadline. That sudden spike could leave some people unable to get through the system.

Here's what you need to know about who's eligible for an Obamacare deadline extension and how to claim it:

What Is Michigan's 'Rape Insurance' Law?

Michigan lawmakers passed a controversial bill on Wednesday that will ban insurance plans in the state from covering abortion unless the woman's life is in danger. The law, dubbed "rape insurance" legislation, will require residents who want health insurance coverage for abortions to purchase an extra policy, even in cases of rape and incest.

Because of the way the legislation was introduced, it is set to become law despite the objections of both the state's Democratic minority and the veto of the Republican governor.

After a Tornado, 10 Tips for Insurance Claims

After more than 80 tornadoes ravaged the Midwest and killed eight people on Sunday, homeowners will soon file insurance claims to begin the long process of piecing their lives back together.

Illinois seems to have been hit the hardest, with six storm-related fatalities, the Chicago Tribune reports. At least two EF-4 tornadoes, the second-strongest category, touched down in the central and southern parts of the state.

As tornado victims deal with their devastating losses, here are 10 tips to keep in mind when filing insurance claims for storm-related damages:

Canceled Health Plans Revived in Obamacare Fix

Canceled health plans may now be revived under the most recent Obamacare fix. President Barack Obama announced today that health insurance companies may allow individuals with canceled plans to renew them for a year, The Huffington Post reports.

These plans were being canceled because they didn't meet the Affordable Care Act's minimum requirements. This meant possibly tens of millions of folks would've had to scramble to get new insurance coverage; President Obama even apologized for breaking his assurance that Americans would be able to keep their insurance plans, McClatchyDC.com reports.

If you've received a cancellation letter from your insurance company, what does today's announcement mean for you?

Are you exempt from Obamacare's individual mandate?

The Patient Protection and Affordable Care Act, commonly referred to as Obamacare, generally requires individuals to maintain a minimum level of health insurance beginning January 1, 2014. Most of those who choose not to meet the law's requirements will have to pay a penalty.

But among the Affordable Care Act's many nuances are explicit exemptions for certain groups of people who do not have to abide by Obamacare's provisions. So who exactly is exempt from Obamacare's mandate?

What Is a Health Insurance Exchange?

What is a health insurance exchange? The Patient Protection and Affordable Care Act's Health Insurance Marketplaces, or Exchanges, are designed to provide an affordable alternative to buying coverage directly from individual health insurers. The exchanges will be open for business beginning October 1, allowing consumers to shop for health plans.

So what do consumers need to know about these new Marketplaces? Here are a few common questions about Obamacare's Health Insurance Exchanges and, more importantly, answers to those questions:

Filing a Homeowners Insurance Claim without Losing Your Policy

The whole point of paying those homeowners insurance premiums is so that if something goes wrong you can file a claim and have the damage covered. But it's not always that simple.

In an ideal world your insurance company would always be willing to pay for any damage that occurs. But in reality you may have to deal with some push-back over what the insurance company is willing to cover.

Knowing what your insurance policy covers, be it flooding, wind damage, fire, earthquakes, or all of the above, is the first step. But there are some other tactics that make it more likely the damage will be covered.

5 Ways Supreme Court's Health Care Ruling Affects You

The Supreme Court of the United States has upheld the Affordable Care Act, also known as Obamacare.

This decision upholds President Obama's hallmark legislation and will have an impact on almost every American from a newborn to the elderly.

Here are five ways that the Obamacare impacts the average citizen:

This seems unheard of: One of the nation's largest insurers going above and beyond what they have to do.

But that's exactly what UnitedHealth Group announced they planned to do.

It's a rather timely announcement. The Affordable Care Act is under attack, and the Supreme Court of the United States is expected to rule on the validity of this law later this month.

Recent outbreaks of deadly, destructive tornadoes raise questions about insurance coverage: How does tornado insurance work, and why do homeowners often get stuck paying most of their tornado repair bills?

Most homeowner, business, and auto insurance policies include tornadoes as part of standard coverage for wind damage and severe weather, according to the Insurance Information Institute. In general, homeowner's and renter's insurance covers property damage from tornadoes.

The type of insurance policy, and the amount of insurance purchased, affect how much an insurance company will pay for tornado damage. But even with tornado insurance, tornado victims will likely have to dig deep into their own pockets to rebuild.