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Can I Be Sued for a Fender Bender?

Your phone was buzzing and you just had to check the text. Next thing you know, you miss a light change and plow into the car in front of you. Nobody seems seriously hurt at first, so you trade information with the other driver, apologize, and soon return to the preoccupations that led to the accident.

A fender bender refers to a minor collision, so generally speaking these are resolved through auto insurance claims. Technically speaking, these are tiny accidents. But molehills can become mountains with time and you may find yourself sued for negligence due to an injury caused by your fender bender.

5 Reasons Travel Insurance Policies Are Invalidated

You are planning a holiday trip and looking forward to it. Everything is ready from your bags to your mini toiletries and travel insurance. So now you can just relax, right?

Well, not quite. You can relax, but maybe not with a drink, and certainly not with any illegal drugs, and probably not if your plans include any extreme sports. Here is a list, adapted from the Consumer Insurance Guide, with the top five reasons that insurers give for invalidating travel insurance.

Car insurance. You know you need it, but how much? What happens if you don’t have it? What happens when you get in an accident?

To help clear the air, here is a roundup of our best car insurance articles to help answer your questions.

Obamacare lives to fight another day!

The health care law, more formally known as the Patient Protection and Affordable Care Act (ACA), withstood yet another attempt to negate it today after the Supreme Court ruled in favor of the government in King v. Burwell.

You get a ticket; your insurance goes up. You get in an accident; your insurance goes up even more. You get a DUI conviction, and you'll be eating dollar menu McDonald's everyday to afford your insurance premiums.

Insurance rate increases can vary wildly between states. Since most states don't have limits on how much insurance rates can go up, you could be paying thousands of dollars more for an accident or ticket or a DUI.

Here are the 10 worst states to be a bad driver:

It's almost a fact of life. You get in an accident, and your car insurance company raises your rates.

Some companies lure customers by promising not to raise rates after a first car crash. Some companies don't raise rates after an accident that was not your fault. But, many companies raise your rates dramatically after an accident or insurance claim.

It seems unfair. Are there legal limits on how much a car insurance company can raise your rates?

Top Disability Insurance Legal Questions From FindLaw Answers

You've got questions; we've got answers. If you have not yet asked or answered a question in FindLaw's Answers community, what are you waiting for? This amazing free resource supports a dynamic community of legal consumers and attorneys helping each other out. Simple as that.

We see a lot of great questions in our Answers community every day. Here's a look at some recent questions relating to disability insurance from our FindLaw Answers boards:

Another year has gone by, and with it, many news laws were passed that will now (or will soon be) effective in 2015.

New recreational pot laws will go into effect this year, minimum wages will increase across the country, and even some undocumented workers will have a chance to get legal driver's licenses. Then of course, there's the portion of the Obamacare mandate that applies to employers.

Check out some of the notable new laws taking effect in 2015:

How to Get an Obamacare Deadline Extension

An Obamacare deadline extension is coming to the rescue of Americans who say they won't be able to enroll in health plans via the federal insurance marketplace by the March 31 deadline.

The extension, announced Tuesday, is an attempt to prepare for a last-minute surge of people trying to sign up before the deadline. That sudden spike could leave some people unable to get through the system.

Here's what you need to know about who's eligible for an Obamacare deadline extension and how to claim it:

What Is Michigan's 'Rape Insurance' Law?

Michigan lawmakers passed a controversial bill on Wednesday that will ban insurance plans in the state from covering abortion unless the woman's life is in danger. The law, dubbed "rape insurance" legislation, will require residents who want health insurance coverage for abortions to purchase an extra policy, even in cases of rape and incest.

Because of the way the legislation was introduced, it is set to become law despite the objections of both the state's Democratic minority and the veto of the Republican governor.