In an ERISA action seeking benefits under plaintiffs' employer's disability plan, dismissal of the complaint is affirmed where, even if the doctrine of "reasonable expectations" applied here, the one-year contractual statute of limitations met its requirements and also met the statutory and regulatory standards for disclosure.
Submitted May 7, 2009
Filed September 9, 2009
Opinion by Judge Graber
Dissent by Judge Pregerson
Ariadne Staples, Metropolitan Life Insurance Company, Long Island City, NY