District Court judgment dismissing plaintiff's challenge to her ERISA plan administrator's denial of her claim for long-term disability benefits is affirmed where: 1) defendant acted within its discretion in denying long term disability benefits to plaintiff as its decision was supported by substantial evidence and was not arbitrary and capricious; and 2) defendant fully and fairly reviewed plaintiff's benefits claim by reasonably taking up each and every aspect of the claim, and plaintiff's arguments disputing the full and fair review were without merit.
Appeal from the United States District Court for the Southern District of New York.
Argued October 30, 2008
Decided July 29, 2009
Before WALKER, B.D. PARKER, and RAGGI, Circuit Judges.
Opinion by WALKER, Circuit Judge.