In an ERISA action seeking disability benefits, summary judgment for defendant is affirmed in part where, if an employer contributes to any employee's payment of premiums, ERISA must apply to the entirety of the particular insurance program, regardless of whether one or more employees pays his own premiums in full; but reversed in part, where defendant did not engage in a deliberate and principled reasoning process in denying plaintiff's claim.
Argued: June 18, 2009
Decided and Filed: July 24, 2009
Opinion by Judge Phillips
J. Laevin Weiner, Frank, Haron, Weiner & Navarro, Troy, MI