In a putative class action against a bank claiming violation of the Truth in Lending Act (TILA) disclosure requirements involving loans to finance motor vehicles, district court's grant of summary judgment in favor of defendant-bank is affirmed as, a showing of detrimental reliance is required to recover actual damages for a TILA disclosure violation, and here, plaintiff neither pled nor made such a showing.
On Appeal from the United States District Court for the Western District of Pennsylvania
Opinion Filed December 23, 2009
Opinion by Chief Judge Scirica
For Appellant: Erin M. Brady, Malakodff & Brady PC
For Appellee: Martin C. Bryce, Ballard Spahr Andrews & Ingersoll, LLP