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After weeks of dust, banging and clanking, and construction, you completed a brand new bathroom with a huge tub, two sinks, and heated tile floors for your customer. While the customer is luxuriating in his new comfort, he refuses to pay you!
How do you get your money? Have you considered a mechanic's lien?
Here are three things you need to know about a mechanic's lien:
1. What is it?
A lien is a claim of right to property of another person to cover a debt. A mechanic's lien is a claim on your customer's property to pay for services and improvements that you did on their property.
For example, Bob hired you to fix his bathroom, and doesn't pay you. You then file a mechanic's lien on Bob's house. If Bob still doesn't pay, you can force a foreclosure of Bob's house to pay for your services.
The lien is not on Bob and his personal property. It is on the house. So, you can't go into Bob's bank account or sell his baseball card collection to get his money. You can only force him to sell the property on the lien.
2. Who Can Get a Mechanic's Lien?
Despite the name, a mechanic's lien is not only for car mechanics. The term "mechanic" refers to anyone who provides a service, such as:
As long as you supplied some kind of service or supplies that improved your customer's property, then you can file a mechanic's lien on his property.
3. Is The Lien Valid?
Make sure that your lien is valid. When he receives the mechanic lien Bob may run to his attorney and check:
If you want to place a mechanic's lien on your customer's home, an experienced construction attorney may be able to help.