Sadly, there are many things that can keep us from doing the work that we love. Disabilities like ADD and ADHD, carpal tunnel syndrome, cancer, and even seasonal affective disorder can substantially limit obtaining, performing, and keeping a job. But what happens when our disability claims are denied?
Here are some frequently asked questions, and answers, regarding denials of disability insurance claims:
Why Was My Disability Insurance Claim Denied?
Disability claims can be complex, and there are many factors that could lead to a denial of your claim. Your claim could be denied for:
What Can I Do If My Disability Claim Is Denied?
Just because your disability claim has been denied doesn't mean it's over -- you just need to know what to do next. You may be able to appeal a disability claim denial. But figuring out why your claim was denied and correcting it or filing an appeal are important decisions that must be made carefully, and most likely very quickly.
Do I Really Need a Disability Attorney?
Trying to fight a disability insurance denial on your own can be complicated. A disability insurance lawyer will be able to guide you through the basics of the benefits, how the Employee Retirement Income Security Act (ERISA) may apply to your case, and determine whether you are eligible for Social Security Disability Insurance.
And if your claim is denied, a disability attorney can aid with your appeal. If your disability insurance claim has been denied, you should consult with an experienced disability attorney near you.