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In plaintiff's putative class action lawsuit against defendant-lender including a request for a temporary restraining order and a preliminary injunction seeking the return of her car which defendant repossessed for refusing to pay the balance of a $500 loan at an annual interest rate of 300% to be paid within one month, grant of defendant's motion to compel arbitration and later dismissal of the case is affirmed as the arbitration clause in the parties' contract was valid and plaintiff's agreement to arbitrate would, with one possible and severable exception, not be considered unconscionable under Pennsylvania law.
On Appeal from the United States District Court for the Eastern District of Pennsylvania
Opinion Filed November 24, 2009
Opinion by Sloviter, Circuit Judge
Counsel for Appellant: Robert F. Salvin, Community Impact Legal Services, Inc.
Counsel for Appellee: Mark J. Levin, Ballard Spahr Andrews & Ingersoll, LLP.