U.S. Third Circuit - The FindLaw 3rd Circuit Court of Appeals Opinion Summaries Blog

Vallies v. Sky Bank, No. 08-4160

In a putative class action against a bank claiming violation of the Truth in Lending Act (TILA) disclosure requirements involving loans to finance motor vehicles, district court's grant of summary judgment in favor of defendant-bank is affirmed as, a showing of detrimental reliance is required to recover actual damages for a TILA disclosure violation, and here, plaintiff neither pled nor made such a showing.   

Read Vallies v. Sky Bank, No. 08-4160

Appellate Information

On Appeal from the United States District Court for the Western District of Pennsylvania

Opinion Filed December 23, 2009


Before: Scirica, Chief Judge, Rendell and Aldisert, Circuit Judges

Opinion by Chief Judge Scirica


For Appellant:  Erin M. Brady, Malakodff & Brady PC

For Appellee:  Martin C. Bryce, Ballard Spahr Andrews & Ingersoll, LLP